Home Warranties

    WHAT IS A HOME WARRANTY?  ISN’T THAT THE SAME AS INSURANCE?

    In a short answer: no.  While they may be in the same ballpark, a home warranty is nothing like homeowner’s insurance.  Insurance covers you for risk or partial or total loss of property due to sudden and unpredictable events such as fire, wind, hail, theft, or other accidents.  Insurance does not cover breakdowns due to normal wear and tear – this is where your home warranty comes in.  The two products complement each other – they do not overlap.

    IS A HOME WARRANTY A GOOD CHOICE?

    Home warranties typically focus on major household appliances and systems, generally covering things like dishwashers, ovens, garbage disposals, wiring and plumbing systems, and most importantly, heating, ventilation, and air conditioning systems (HVAC).  Many home service providers also offer a menu of optional /a la carte coverages, such as pool pumps, spas, and free-standing appliances such as refrigerators, washers / dryers, etc.  At an average cost of $350 – $500 for a 12-month contract, having a home warranty can save you thousands of dollars and is highly recommended.

    A HOME WARRANTY OFFERS YOU:

    • Peace of mind, knowing you’re protected against unexpected repair or replacement costs
    • Budget protection: from the high costs of any unexpected repairs
    • Convenience: Most service contract providers have representatives available 24 hours a day, 365 days a year.

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